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Archives: 2013

Banner Ads are so Yesterday, So What's Hot Today? Plus Property and Liability Coverage

BOP Offers One-Stop Property and Liability Coverage Today's businesses require both property and liability coverage to avoid uninsured losses. Fortunately, those small and medium-sized business that don't provide professional services can obtain both with a Business Owner's Policy (BOP). A BOP provides both property and liability coverage in one package, so you can avoid purchasing separate policies. With packaged coverage, you benefit from the lower...

Are You Comfortable With Your Retirement Savings?

Are You Comfortable With Your Retirement Savings? Do you know how much you need for retirement? If you've done the calculations, chances are you're more confident in your ability to meet your retirement savings goals than someone who hasn't. This comes from the Insured Retirement Institute (IRI), a not-for-profit organization considered to be the authoritative source on annuities. The IRI recently released statistics on retirement...

Don't Tempt Fate Waiting for the ACA to Cover You

Maximize Your Pension Using Life Insurance Life insurance is effective for more than the traditional use, which is to provide a cushion of liquidity for your loved ones when you're no longer around. Alternative life-insurance strategies can help achieve a number of goals, including replacing pension income. Consider the case of a couple who plan to live their retirement on one spouse's pension, not taking...

How to Make Your Family Fight to do the Laundry, and Rental Car Insurance Info

Don't Be a Victim of These Contractor Scams The recent popularity in do-it-yourself repairs and renovations has many homeowners rolling up their sleeves and getting to work. Replacing a faucet may be easy, but installing a roof or dishwasher can be daunting. These larger projects are better left to the professionals, but hiring a contractor can be a job in itself. Protect yourself from less-than-honest...

Hotels: Your Office Away From the Office, and Tort Cost Info

Rising Tort Costs May Mean Your Business is at Risk According to a number of major insurance carriers and other experts, tort costs - those costs associated with defending and paying liability claims - are on the rise. Here are just a few of the latest concerns for business owners. The United States Liability Insurance Group (USLI) states the average cost to defend an employment...