Business Insurance News You Can Use: Controlling Anger in the Workplace
Posted: February 4, 2013
Don’t Gamble by Underinsuring Your Business Property This may not be on your radar, but underinsuring your property could result in serious problems for your business. Insurance companies base premiums on an amount of insurance that is 80% to 100% of your property's total value. This is referred to as "insurance to value," and insurance underwriters are concerned that you may be underrating the value...
Life and Health Insurance News You Can Use: The Ideal Valentine Date
Posted: February 3, 2013
Is it Time to Revisit Your Decision on Life Insurance? Chances are, if you have a comprehensive financial plan, you have considered life insurance. However, if you decided you don't need it, you may want to revisit that choice. Life insurance is a contract between an insurance policyholder and an insurance company. The policyholder pays a premium, either regularly or as a lump sum. In...
Annuities News You Can Use: Should You Postpone Your Annuity Payments?
Posted: February 2, 2013
The Pros and Cons of Structured Settlement Annuities Some insurance companies are promoting what is called a "structured-settlement annuity," but potential claimants may want to look closely at it. With a structured-settlement annuity, an injured person receives a monthly payment from an insurance company as compensation for damages. Often the party entitled to these payments wants the cash now and sells his or her rights...
January News You Can Use: Resolution Woes in Colorado? Get Inspired Here
Posted: January 1, 2013
Change in Procedure Is Good News for Beneficiaries Nationwide Financial Services Inc. and several other major insurance companies, including MetLife, Prudential Financial and Manulife Financial's John Hancock division, committed to changing practices after an investigation established that many insurance policy beneficiaries did not receive the death benefits they were owed. And this will come as welcome news to individuals who have or are considering life...
