How To Protect Your Stuff While in Storage
Posted: October 15, 2015
How to Protect Your Possessions While They're in Storage Have stuff you need to store? You're not alone. According to the Self Storage Association, 10% of American households currently rent some type of storage unit. And many of them overlook a very important factor in storing their possessions. Insurance. Here are some important questions to ask: Does the storage facility offer coverage? Most do offer...
What is an Insurance "Floater"?
Posted: October 12, 2015
Do You Need a Policy to Insure Your Special 'Floater'? Are you a musician? Do you collect art? Is your jewelry of the diamond and pearl variety? If so, you might consider a floater policy to protect your prized electric guitar or great-grandmother's earrings. Often there are limits to your homeowners insurance policy that will make the coverage insufficient for these types of items. They...
Deciding Between Replacement Cost and ACV
Posted: September 18, 2015
Do You Need a Policy to Insure Your Special 'Floater'? Are you a musician? Do you collect art? Is your jewelry of the diamond and pearl variety? If so, you might consider a floater policy to protect your prized electric guitar or great-grandmother's earrings. Often there are limits to your homeowners insurance policy that will make the coverage insufficient for these types of items. They...
Annuities Can Play a Role in a Well-Planned Retirement
Posted: August 29, 2015
Save and Generate Income with Annuities Recently, the Insured Retirement Institute (IRI) asked baby boomers (individuals born between 1946 and 1964) what trait they most value in an investment product. The answer? Guaranteed income each month (with rate of return coming in second). Interestingly, other than your pension and Social Security benefits, no currently available investment vehicle-besides an annuity-can guarantee lifetime income during retirement. Annuities...
Open Your Eyes to the Importance of Vision Care
Posted: August 28, 2015
Maximize your Pension with Life Insurance Life insurance in its most basic form covers your loved ones' expenses after your death-but there are a number of other ways to use this financial product, and they aren't only for the very wealthy or the financially sophisticated. Other uses for life insurance For example, a life-insurance policy can help cover a financial shortfall in a couple's retirement...
