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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Personal Insurance News You Can Use: Put Your Home Insurance Dollars Where They'll Count

Update Your Homeowners Insurance Before Summer As summer draws near and temperatures warm, it's almost overwhelmingly tempting to jump into summer activities. But before you start enjoying the great outdoors again, examine your homeowners' policy to make sure it covers the hazards that summer can bring. Updating your insurance now will ensure you have a relaxing summer ahead. BBQ As the thermometer rises, you can...

Business Insurance News You Can Use: Companies Still Need Brick and Mortar 'Motherships'

'Green' Upgrades May Mean Checking Your Coverage As Kermit the Frog once said, "It's not easy being green." Despite many obvious advantages to the greening of your commercial space, green upgrades may mean your current insurance coverage could be insufficient in the event of a loss. Over the last few years, green building improvements have continued to help building owners cut costs. A number of...

April Personal Insurance News You Can Use: Craving an Out-of-This-World Vacation?

Insuring your home at replacement cost not market value is the key... Consumers are often frustrated by the amount of insurance their mortgage company requires them to carry on their home. Sometimes that amount is greater than the home's market value; often it's more than the amount remaining on the mortgage. But many insurers still insist your home be insured for at least 80% of...

Annuities News You Can Use: Purchasing an Annuity Can Affect your Whole Portfolio

Annuities in Colorado: A New Approach to Risk Management As you approach retirement, you'll probably be discussing with yourself - perhaps on a regular basis - how much of your money should be in stocks as compared with bonds. It's an age-old question, and today many advisors are addressing it in a new way. Traditionally, advisors have assessed asset allocation by evaluating a client's risk...

Life and Health News You Can Use: Take Control and Reduce the Cost of Prescription Drugs

Whole Life May Not be the Answer: Read on If you're in the market for life insurance, you may be attracted to whole life policies. These have a cash value that builds tax-deferred each year. But are they worth it? Here's a refresher course on some things you should know about life insurance. Whole life policies - Pros Essentially, when you purchase whole life insurance,...