Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
December News You Can Use: Tis the Season in Colorado…to Decorate
Posted: December 1, 2012
Six Factors to Consider When Buying Life Insurance Life insurance can be an important component of a financial plan, but what kind you choose and how much you purchase depends on your individual financial circumstances. Here are six factors to consider when thinking about life insurance: Consider whether you need life insurance in the first place. You generally purchase life insurance in order to...
November News You Can Use (Cut-Rate Insurance Can Actually Cost You More)
Posted: November 9, 2012
Cut-Rate Insurance Can Actually Cost You More If you're like the rest of us, you frequently receive solicitations and ads from cut-rate insurance companies promising to save you money on your auto or homeowners insurance. And, like most of us, you are being very careful with your money and looking at all your expenses in the hopes of cutting costs. However, buying cut-rate insurance may...
October News You Can Use
Posted: October 25, 2012
Simple Maintenance Can Prevent Water Damage Claims According to one large insurance carrier, water damage is a much more likely cause of homeowner claims than fires. Excluding claims for catastrophes, such as hurricanes, American homes are 10 times more likely to suffer from water damage than from fires. Note that property maintenance is important in the event of a claim. In fact, you may not...
October News You Can Use for business
Posted: October 9, 2012
Be Aware of Auto Policy Exclusions Business auto policies have exclusions that limit coverage. Be aware of the exclusions and compensate for them. The top five are: There is no coverage for injuries to your employees arising out of the use of a covered business auto. This makes workers' compensation insurance not just a luxury but a necessity. There is no coverage for personal property...
10 Steps to Control Your Workers’ Compensation Insurance Costs
Posted: December 8, 2011
Here are 10 steps you can take that can have a direct impact on lowering your workers’ comp insurance costs: Match the applicant carefully to the job. Base the match on the applicant’s skill and abilities: Your careful hiring practices can go a long way toward reducing your costs. The department of Fair Employment and Housing has brochures, which can guide you in conducting job...
