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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Should I file a small home insurance claim?

Should I file a small homeowners insurance claim? Probably not and here is why.  Imagine the following scenario: You have a $1,200 bike stolen from your garage and you have a $500 deductible and file a claim so minus your deductible you get a check for $700.  A year goes by and a hail storm damages your roof, not something hard to imagine in Colorado! Now you...

Glad I don't have the auto insurance on this valet!

If I let someone borrow my car does my auto insurance cover this? Yes, if you give the person permission then your car insurance will cover them on a primary basis.  So even if the person borrowing the car has their own car insurance your auto insurance is still the first to respond.  Obviously you want to be careful with who you let use your car. If your...