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INSURANCE Identity Theft: It Happens to Businesses, Too In 2017, there were 10,000 cases of business identity theft in the United States. Credit agency Experian reports small and midsize businesses in North America are losing up to $1 billion a year to these imposters. Crimes include tax fraud, credit card use, and website ransom. Is your business protected? Too often, smaller businesses are targets for...

What Is Cyber Insurance?

Insurance Solutions for Green Businesses Some modern entrepreneurs are in search of ways to reduce their carbon footprint. Business owners who are looking for environmentally friendly methods to deliver their products and services may encounter obstacles. They may be required to make significant investments in new equipment to change their business processes. Fortunately, the insurance industry is making it easier for businesses to go green....

What Ingredients Go into My Auto Insurance?

What Ingredients Go into My Auto Insurance Cost? It's not a secret family recipe, but your auto insurance cost does include three unique ingredients: you, your car, and your coverage. These three factors combined determine the risk and cost that shape your premium. You: Your insurance carrier considers your driving record, age, and gender. Those with clean driving records generally pay lower premiums. As for...

Watch Out For Disaster Scammers

BOP or CPP? Which Insurance Bundle Is Right for You? Appropriate insurance coverage is essential for a business of any size. With multiple options available, which policies should you choose for your company? Many entrepreneurs opt for a BOP (business owners policy). However, many could benefit from a second option: a commercial package policy (CPP). Which is right for you? Here's the difference. Business owners...

Does Your Insurance Cover Identity Theft?

Does Your Insurance Cover Identity Theft? They're not you, but they're using your credit card. They've also dipped into your bank account. Identity theft can be a devastating experience. Victims may spend months or even years sorting through the disaster left in the wake of an identity thief. Educating yourself about this crime and how to protect yourself will help you avoid its damaging effects....