Micro-Brewery and Tap Room Insurance for Denver and ALL of Colorado

Tailored Insurance Programs for your craft brewery

Brewing beer might start as a love for the craft but can evolve into a very lucrative business. The state of Colorado boasts the most breweries per capita and is number 3 on the list for most microbreweries following California and Washington (Brewers Assoc., 2019). Denver has upwards of 80 breweries right in the city! We are proud of our beer here and it shows. But brewing is just the beginning of the process. Ensuring your product is safe from harm, quality controlled, well stored, marketed and distributed come next. Getting people to drink it is the easy part. A huge factor (albeit unsexy) in securing and maintaining a successful business model is to protect your Craft with the right Insurance.

Questions you do not want to have to think about at night: What if my Tank fermenter is knocked over by a forklift with my most expensive beer? What if my brand new $30,000 Steam Kettle suddenly explodes? What happens when my best brewer is laid up because a pallet of beer fell on him? If your business is properly insured; you can rest easy and let us take care of the rest.

Lightship Insurance provides insurance coverage to microbreweries in Denver, Aurora, Golden, Fort Collins, Boulder and surrounding areas.

From Beer Production, to Beer Storage, Beer Contamination, Beer in Transit, Equipment Breakdown, Property coverage, Liquor Liability (Dram Shop), Workers Compensation to General Liability – our brokers have you covered. Our agency works with national, reputable insurance companies that specialize in your field to make sure you are covered. Unlike huge corporations, you will meet us and know us by name and never be routed to an 800 number. Our brokers are people, in the community, just like you. We will come to your location for an in person, in depth Risk Assessment to determine your business’ particular insurance needs.