Are You Comfortable With Your Retirement Savings?
Posted: July 5, 2013
Are You Comfortable With Your Retirement Savings? Do you know how much you need for retirement? If you've done the calculations, chances are you're more confident in your ability to meet your retirement savings goals than someone who hasn't. This comes from the Insured Retirement Institute (IRI), a not-for-profit organization considered to be the authoritative source on annuities. The IRI recently released statistics on retirement...
How to Measure the Value of a Fixed Annuity
Posted: June 3, 2013
How Qualified and non-Qualified Annuities Differ You may have heard that annuities can be used in tax-qualified retirement plans, such as Individual Retirement Accounts (IRAs), 401(k) plans and 403(b) plans, but do you understand how these annuities work? Annuities used in these tax-qualified retirement plans are often referred to as qualified annuities. Alternatively, annuities that are not used in tax-qualified retirement plans are often referred...
Purchasing an Annuity Can Affect Your Whole Portfolio
Posted: May 5, 2013
Inflation-Protected Annuities: There are Pros and Cons Annuities have been around for centuries: Reportedly, savvy investors in ancient Rome would make one-time payments to an "annua" contract and receive income payments once a year for the rest of their lives. Today, annuities have bells and whistles, but the concept is the same: You make a payment to an insurance company, either by lump sum or...
Annuities News You Can Use: Purchasing an Annuity Can Affect your Whole Portfolio
Posted: April 5, 2013
Annuities in Colorado: A New Approach to Risk Management As you approach retirement, you'll probably be discussing with yourself - perhaps on a regular basis - how much of your money should be in stocks as compared with bonds. It's an age-old question, and today many advisors are addressing it in a new way. Traditionally, advisors have assessed asset allocation by evaluating a client's risk...
Annuities News You Can Use: 'Quest for Certainty' is Growing Annuity Sales
Posted: March 1, 2013
'Quest for Certainty' is Growing Annuity Sales The appeal of fixed income annuities is growing, according to the not-for-profit organization Insured Retirement Institute (IRI). Figures released recently by IRI indicate that fixed annuities set a new sales record in the third quarter of 2012. Sales of fixed income annuities increased to nearly $2.4 billion in the third quarter, up 3.8% from $2.3 billion in the...
