What's Your Property Worth?
Posted: January 30, 2017
What's Your Property Worth? How do you establish this value for insurance purposes? Gut feelings aren't the answer. Following are three terms that are often used interchangeably - and incorrectly so. Understanding these different terms may help establish your property's value and identify the insurance coverage that's best for you. Market value is the estimated dollar amount your property would sell for today, including the land it's...
Saving Money On Your 2017 Insurance
Posted: December 20, 2016
Turn Happy Customers into Online Ambassadors in 2017 It's no longer enough to make customers happy, or even get them to praise your good service to your face. What you really need is for your customers to share their positive experiences with others, and to do so in online reviews. Clearly, our internet-based society is relying more and more on sources like Google, Facebook, and Yelp to...
Getting Back In Business After a Claim
Posted: October 24, 2016
How to Get Back in Business after a Disaster Rebuilding after a fire, earthquake, or other major event? Your insurance policy's got it covered. Thanks to a claim to your insurance carrier, you'll be back in business before you know it. But what about that time lag between the disaster and the grand reopening? Even with the funds to rebuild, the recovery process takes time....
Pollution Insurance?
Posted: September 23, 2016
Why Your Company May Need Pollution Insurance Today's marketplace likes green practices, and most companies are striving for a smaller environmental footprint. From printing less to recycling more, businesses are looking more and more green. However, even green companies make messes. Even if your business operations are as green as can be, you may still need pollution liability coverage. Your standard liability coverage may not...
The Work Comp Audit?
Posted: August 15, 2016
How to NOT Fail a Workers' Comp Audit and Ace It Instead Audits are a necessary part of your workers' compensation policy. Your premium is only an estimate of what you owe and is based on the projected payroll for the coming year. Once the actual payroll is determined, your premium is adjusted; you either end up paying extra or you receive a partial refund...
