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Category: Business Insurance

Standing, Sitting, or Bed Desk?

Unleashing Employees' Creativity One Brick at a Time Today's top employers are keen to find new ways to inspire out-of-the-box thinking and stimulate the kind of creativity that will encourage innovation. One approach is LEGO® SERIOUS PLAY®, which was developed by LEGO with the goal of tapping the creative ideas and imagination that reside within the minds of a company's employees. It uses the group...

Straight Talk is the Best Talk

Insurance Is a Must When Storing Flammable Material If your business involves the storage of flammable/explosive material-even if you're only storing gasoline for use in company vehicles-it's essential to obtain the insurance coverage you need to protect yourself from damages in case of an event. Here are guidelines to help you navigate the tricky waters involved in storing hazardous material: Pollution Liability: If you store...

The Truth on Employers Life Insurance

Employer Life Insurance  Many of us receive our life insurance through our employers, and it's often cheaper that way. But there may be reasons to buy supplemental life insurance. Here are three: It may not be sufficient First, your employer may not offer enough life insurance to meet your needs. If your death would be a financial burden on your loved ones, experts often recommend...

Commercial Auto Insurance Can Save Your Company

Commercial Auto Insurance Can Save Your Company  If you or your employees drive vehicles for business, using standard auto insurance instead of commercial auto insurance can put your business at risk. Here are some benefits of commercial auto insurance: Liability: Businesses run higher risks of being sued when commercial vehicles cause accidents leaving other parties injured. You should carry the highest liability limit you can...

What is Key Person Insurance?

Key Person Insurance Could Save Your Business  Even in this era of teamwork, it's only realistic to acknowledge that some people contribute more to a business's success than others. If one of your employees were to leave your company, are you worried it might not recover from the loss? If so, this employee is considered a "key person," and there is insurance to deal with...