Do You Need Life Insurance?
Posted: April 2, 2015
How Much Do You Know About Life Insurance? Of the 35 million American households without life insurance, 11 million include children under age 18, according to LIMRA, an insurance industry research organization. That's strange, because providing for one's children after one's death is considered a classic use of life insurance. It's a situation that may be the result of misunderstanding how life insurance works. Think...
Term Life Insurance, Is It Right for You?
Posted: July 16, 2014
Term Life Insurance, Is It Right for You? Many of us think of life insurance as something that will last for the rest of our lives - but that's not always the case. So-called "whole" life insurance policies do stay in effect for your lifetime, providing you continue to pay the premiums. "Term" life insurance, on the other hand, provides coverage for a limited period...
Mistakes to Avoid When Buying Health Insurance
Posted: April 15, 2014
Life Insurance IS Possible with health issues Your health affects your ability to obtain life insurance, and the rate you'll pay for it (in some cases increasing your premium by as much as 100 percent), but that doesn't mean you need to worry if you've battled a serious illness; you may be able to get reasonable coverage anyway. According to the Life and Health Insurance...
What to do When Your Health Insurance Coverage is Ending
Posted: February 1, 2014
Life Insurance Can be a Creative Problem Solver Life insurance has traditionally been used to pay for the care of a loved one in the event of your untimely death, but increasingly it's being used in other, more creative ways. There are two basic scenarios in which you would require life insurance in retirement. First, you don't have enough money to cover your final expenses,...
Avoid These Three Mistakes When Buying a Health Insurance Plan
Posted: October 5, 2013
Term Life Insurance, Is It Right for You? Many of us think of life insurance as something that will last for the rest of our lives - but that's not always the case. So-called "whole" life insurance policies do stay in effect for your lifetime, providing you continue to pay the premiums. "Term" life insurance, on the other hand, provides coverage for a limited period...
