Don't Tempt Fate Waiting for the ACA to Cover You
Posted: July 3, 2013
Maximize Your Pension Using Life Insurance Life insurance is effective for more than the traditional use, which is to provide a cushion of liquidity for your loved ones when you're no longer around. Alternative life-insurance strategies can help achieve a number of goals, including replacing pension income. Consider the case of a couple who plan to live their retirement on one spouse's pension, not taking...
Some Universal Life Holders Face a Conundrum
Posted: June 4, 2013
Some Universal Life Holders Face a Conundrum Many holders of universal-life insurance bought their policies years ago, at a time when interest rates were high. Today, many of these policyholders will have to pay more or face cancellation, according to news reports. To understand why, you have to understand that we're talking about permanent life insurance. Unlike term life insurance, this insurance type doesn't limit...
Walkies in Colorado Can be Fun...for Fido and You, and Life Insurance Info
Posted: May 6, 2013
Assure Family Peace Using Life Insurance Traditionally, we think of life insurance as a way to ensure our loved ones are cared for after our death. But life insurance can also be used to solve a host of other financial headaches - and some of the most interesting uses can come when the house is paid off and the children are out on their own....
Life and Health News You Can Use: Take Control and Reduce the Cost of Prescription Drugs
Posted: April 4, 2013
Whole Life May Not be the Answer: Read on If you're in the market for life insurance, you may be attracted to whole life policies. These have a cash value that builds tax-deferred each year. But are they worth it? Here's a refresher course on some things you should know about life insurance. Whole life policies - Pros Essentially, when you purchase whole life insurance,...
March Life and Health Insurance News You Can Use: Are You Lying? The Nose Knows
Posted: March 6, 2013
Here's One Way to Insure Your Retirement An insured retirement is one that guarantees you income and protection during your golden years. But how do you achieve that? The U.S. is facing a potential retirement crisis as 79 million baby boomers enter or near retirement; in the future, this number is likely to increase. Retirement is expensive At the same time, retirement is becoming more...
