What's Your Property Worth?
Posted: January 30, 2017
What's Your Property Worth? How do you establish this value for insurance purposes? Gut feelings aren't the answer. Following are three terms that are often used interchangeably - and incorrectly so. Understanding these different terms may help establish your property's value and identify the insurance coverage that's best for you. Market value is the estimated dollar amount your property would sell for today, including the land it's...
Home Security?
Posted: January 10, 2016
What You Need to Know about Home Security Did you know...? Over 1.7 million burglaries occurred in the U.S. in 2014. Burglar-proofing can prevent nine out of 10 break-ins. Insurance discounts of between 2 and 15 percent are typically available to homeowners who install security systems. With these facts in mind, it's small wonder many homeowners install systems to beef up their home security. It...
Independent Contractors Risk All Without the Right Coverage
Posted: November 22, 2014
More companies are outsourcing jobs to freelancers or independent contractors (ICs). According to the Bureau of Labor statistics, the number of freelancers and ICs has grown dramatically in the last few years and is expected to continue rising. Many freelancers and ICs themselves have failed to keep up with the times; these days you need commercial insurance more than ever, but few realize that without...
Hotels: Your Office Away From the Office, and Tort Cost Info
Posted: June 5, 2013
Rising Tort Costs May Mean Your Business is at Risk According to a number of major insurance carriers and other experts, tort costs - those costs associated with defending and paying liability claims - are on the rise. Here are just a few of the latest concerns for business owners. The United States Liability Insurance Group (USLI) states the average cost to defend an employment...
