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Tag: Auto Insurance 2

Car Repair Insurance or Extended Warranty?

  Coverage Protects You Against Uninsured Drivers Have you ever looked at your insurance policy and wondered what these two lines mean? Uninsured/Underinsured Motorists Coverage Property Damage (UMPD/UIM-PD) Uninsured/Underinsured Motorists Coverage Bodily Injury (UMBI/UIM-BI) It's not as it seems - you're not paying for coverage for people who can't afford it, you're paying to protect yourself. UMBI pays for your injuries, and UMPD, for your...

Games Can Change Your Commute from Boring to Brilliant, plus Auto Liability Information

Three Insurance Mistakes You REALLY Don't Want to Make Sometimes we make mistakes because we don't know and don't ask. This is often the case with insurance, so here are three important general insurance mistakes to avoid: Not carrying the right policy: Just because you can buy a certain type of policy doesn't mean it's the best fit for what you want to insure, even...

Want Lower Premiums? Look to Your Own Insurance Agent

  Want Lower Premiums? Look to Your Own Agent When searching for ways to lower insurance premiums, you don't have to look very far. By going over your policy and goals with your agent, you can find ways to save on your current policy. Here are three ways to get lower rates on your current policy. Cut extra fees Ask if you're paying extra for...

Your Credit Rating Can Affect Your Insurance Premiums

Your Credit Rating Can Affect Your Premiums What factors do you believe determine insurance rates? If your answer is: At-fault accidents, violations, where you live, property value, and what you drive, you're right. You'd also be right if you mentioned other factors such as age, experience, claims history, and prior insurance coverage. But here's one you may not have guessed: Your credit history. And this...

How to Spring Clean Your Insurance Policies

How to Spring Clean Your Insurance Policies Warmer weather is finally here, and you've probably already started - if not completed - everything on your spring cleaning list. Or so you thought. In actuality, you need to do some "spring cleaning" of your insurance policies. It's one set of chores that could save you from losing everything you own - something you won't risk if...