Avoid These Holiday Hazards
Posted: November 15, 2015
Avoid These Holiday Hazards & News You Can Use This holiday season you want festivities filled with fun, family, and fab food...not insurance claims. Unfortunately, with each holiday season comes the potential for disaster. As you celebrate this season, keep the following in mind. It may not help with in-law issues, but it will, at least, give you peace of mind. Cooking: According to the...
What is an Insurance "Floater"?
Posted: October 12, 2015
Do You Need a Policy to Insure Your Special 'Floater'? Are you a musician? Do you collect art? Is your jewelry of the diamond and pearl variety? If so, you might consider a floater policy to protect your prized electric guitar or great-grandmother's earrings. Often there are limits to your homeowners insurance policy that will make the coverage insufficient for these types of items. They...
Deciding Between Replacement Cost and ACV
Posted: September 18, 2015
Do You Need a Policy to Insure Your Special 'Floater'? Are you a musician? Do you collect art? Is your jewelry of the diamond and pearl variety? If so, you might consider a floater policy to protect your prized electric guitar or great-grandmother's earrings. Often there are limits to your homeowners insurance policy that will make the coverage insufficient for these types of items. They...
Ensure the Right Coverage: Provide the Right Information
Posted: August 25, 2015
Is Your Child’s ‘Stuff’ Covered in the Dorm? Your child is leaving the nest. The car is packed to the hilt and pointed toward campus. Among your concerns about tuition, courses, and when you will see your child next, have you considered the contents of your car? Will your student's belongings be insured in his or her dorm? While the contents of a dorm room...
Does Car Insurance Cover Other Drivers?
Posted: July 15, 2015
Extra Coverage Can Help 'Float Your Boat' This Summer Many boat owners assume their boats are covered under homeowners insurance policies. Homeowners insurance typically offers up to $1,000 in coverage for boats, boat trailers, motors, and related equipment-perhaps sufficient for small craft owners. However, the following exclusions exist: Losses in the water, including damage from sinking and collision, including hitting rocks or other debris. Wind...