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Tag: Car Insurance

Avoid these 5 Mistakes when Buying Car Insurance

Ensure Your Special Items Receive Special Coverage Even though your homeowners insurance allows you to pick an amount of coverage for personal property - your personal belongings inside the home - you may be surprised that your policy includes limits on certain items; most are higher-end items, such as cameras, electronic equipment, guns, and jewelry. So, if you buy a policy with $50,000 in personal...

Car Repair Insurance or Extended Warranty?

  Coverage Protects You Against Uninsured Drivers Have you ever looked at your insurance policy and wondered what these two lines mean? Uninsured/Underinsured Motorists Coverage Property Damage (UMPD/UIM-PD) Uninsured/Underinsured Motorists Coverage Bodily Injury (UMBI/UIM-BI) It's not as it seems - you're not paying for coverage for people who can't afford it, you're paying to protect yourself. UMBI pays for your injuries, and UMPD, for your...

Games Can Change Your Commute from Boring to Brilliant, plus Auto Liability Information

Three Insurance Mistakes You REALLY Don't Want to Make Sometimes we make mistakes because we don't know and don't ask. This is often the case with insurance, so here are three important general insurance mistakes to avoid: Not carrying the right policy: Just because you can buy a certain type of policy doesn't mean it's the best fit for what you want to insure, even...

Your Credit Rating Can Affect Your Insurance Premiums

Your Credit Rating Can Affect Your Premiums What factors do you believe determine insurance rates? If your answer is: At-fault accidents, violations, where you live, property value, and what you drive, you're right. You'd also be right if you mentioned other factors such as age, experience, claims history, and prior insurance coverage. But here's one you may not have guessed: Your credit history. And this...

How to Spring Clean Your Insurance Policies

How to Spring Clean Your Insurance Policies Warmer weather is finally here, and you've probably already started - if not completed - everything on your spring cleaning list. Or so you thought. In actuality, you need to do some "spring cleaning" of your insurance policies. It's one set of chores that could save you from losing everything you own - something you won't risk if...