April Personal Insurance News You Can Use: Craving an Out-of-This-World Vacation?
Posted: April 6, 2013
Insuring your home at replacement cost not market value is the key... Consumers are often frustrated by the amount of insurance their mortgage company requires them to carry on their home. Sometimes that amount is greater than the home's market value; often it's more than the amount remaining on the mortgage. But many insurers still insist your home be insured for at least 80% of...
February Auto Insurance News You Can Use: RVing In Colorado This Spring?
Posted: February 5, 2013
Shopping Online for Car Insurance? Read this First Every day we're bombarded with advertising for auto insurance. According to a recent U.S. survey, car insurers alone spent $5.3 billion on advertising in 2011 - an increase of 15% over 2010. Why? The industry is changing. Vehicle registrations are down, and most North Americans now keep their cars longer due to the economy. Many are even...
November News You Can Use (Cut-Rate Insurance Can Actually Cost You More)
Posted: November 9, 2012
Cut-Rate Insurance Can Actually Cost You More If you're like the rest of us, you frequently receive solicitations and ads from cut-rate insurance companies promising to save you money on your auto or homeowners insurance. And, like most of us, you are being very careful with your money and looking at all your expenses in the hopes of cutting costs. However, buying cut-rate insurance may...
October News You Can Use
Posted: October 25, 2012
Simple Maintenance Can Prevent Water Damage Claims According to one large insurance carrier, water damage is a much more likely cause of homeowner claims than fires. Excluding claims for catastrophes, such as hurricanes, American homes are 10 times more likely to suffer from water damage than from fires. Note that property maintenance is important in the event of a claim. In fact, you may not...
October News You Can Use for business
Posted: October 9, 2012
Be Aware of Auto Policy Exclusions Business auto policies have exclusions that limit coverage. Be aware of the exclusions and compensate for them. The top five are: There is no coverage for injuries to your employees arising out of the use of a covered business auto. This makes workers' compensation insurance not just a luxury but a necessity. There is no coverage for personal property...
