Straight Talk is the Best Talk
Posted: November 25, 2015
Insurance Is a Must When Storing Flammable Material If your business involves the storage of flammable/explosive material-even if you're only storing gasoline for use in company vehicles-it's essential to obtain the insurance coverage you need to protect yourself from damages in case of an event. Here are guidelines to help you navigate the tricky waters involved in storing hazardous material: Pollution Liability: If you store...
The Truth on Employers Life Insurance
Posted: May 28, 2015
Employer Life Insurance Many of us receive our life insurance through our employers, and it's often cheaper that way. But there may be reasons to buy supplemental life insurance. Here are three: It may not be sufficient First, your employer may not offer enough life insurance to meet your needs. If your death would be a financial burden on your loved ones, experts often recommend...
Commercial Auto Insurance Can Save Your Company
Posted: May 20, 2015
Commercial Auto Insurance Can Save Your Company If you or your employees drive vehicles for business, using standard auto insurance instead of commercial auto insurance can put your business at risk. Here are some benefits of commercial auto insurance: Liability: Businesses run higher risks of being sued when commercial vehicles cause accidents leaving other parties injured. You should carry the highest liability limit you can...
Who Needs Workers' Compensation Insurance?
Posted: March 25, 2015
'Do I Need Workers Compensation' And Other FAQs If you're considering starting a business, it's important to have a comprehensive insurance package to protect your investment. Workers' compensation is a type of insurance that provides protection not only for employees, but for the employer as well. Here are some frequently asked questions (FAQs) about workers' compensation: Do I have to purchase workers' compensation? It depends...
Top 10 Insurance Terms
Posted: January 2, 2015
Directors and Officers Insurance: Debunking the Myths Companies often don't believe they need the much-misunderstood commercial liability insurance product known as directors and officers liability insurance (D&O). Acts leading to claims: This liability insurance provides protection from financial damages and covers legal defense expenses from claims relating to things like mistakes omissions breaches of duty misleading statements or misstatements neglect D&O insurance protects individual directors...
