Independent Contractors Risk All Without the Right Coverage
Posted: November 22, 2014
More companies are outsourcing jobs to freelancers or independent contractors (ICs). According to the Bureau of Labor statistics, the number of freelancers and ICs has grown dramatically in the last few years and is expected to continue rising. Many freelancers and ICs themselves have failed to keep up with the times; these days you need commercial insurance more than ever, but few realize that without...
Car Repair Insurance or Extended Warranty?
Posted: November 20, 2014
Coverage Protects You Against Uninsured Drivers Have you ever looked at your insurance policy and wondered what these two lines mean? Uninsured/Underinsured Motorists Coverage Property Damage (UMPD/UIM-PD) Uninsured/Underinsured Motorists Coverage Bodily Injury (UMBI/UIM-BI) It's not as it seems - you're not paying for coverage for people who can't afford it, you're paying to protect yourself. UMBI pays for your injuries, and UMPD, for your...
Games Can Change Your Commute from Boring to Brilliant, plus Auto Liability Information
Posted: September 10, 2014
Three Insurance Mistakes You REALLY Don't Want to Make Sometimes we make mistakes because we don't know and don't ask. This is often the case with insurance, so here are three important general insurance mistakes to avoid: Not carrying the right policy: Just because you can buy a certain type of policy doesn't mean it's the best fit for what you want to insure, even...
Want Lower Premiums? Look to Your Own Insurance Agent
Posted: August 22, 2014
Want Lower Premiums? Look to Your Own Agent When searching for ways to lower insurance premiums, you don't have to look very far. By going over your policy and goals with your agent, you can find ways to save on your current policy. Here are three ways to get lower rates on your current policy. Cut extra fees Ask if you're paying extra for...
Your Credit Rating Can Affect Your Insurance Premiums
Posted: July 16, 2014
Your Credit Rating Can Affect Your Premiums What factors do you believe determine insurance rates? If your answer is: At-fault accidents, violations, where you live, property value, and what you drive, you're right. You'd also be right if you mentioned other factors such as age, experience, claims history, and prior insurance coverage. But here's one you may not have guessed: Your credit history. And this...
