Home Security?
Posted: January 10, 2016
What You Need to Know about Home Security Did you know...? Over 1.7 million burglaries occurred in the U.S. in 2014. Burglar-proofing can prevent nine out of 10 break-ins. Insurance discounts of between 2 and 15 percent are typically available to homeowners who install security systems. With these facts in mind, it's small wonder many homeowners install systems to beef up their home security. It...
Straight Talk is the Best Talk
Posted: November 25, 2015
Insurance Is a Must When Storing Flammable Material If your business involves the storage of flammable/explosive material-even if you're only storing gasoline for use in company vehicles-it's essential to obtain the insurance coverage you need to protect yourself from damages in case of an event. Here are guidelines to help you navigate the tricky waters involved in storing hazardous material: Pollution Liability: If you store...
The Truth on Employers Life Insurance
Posted: May 28, 2015
Employer Life Insurance Many of us receive our life insurance through our employers, and it's often cheaper that way. But there may be reasons to buy supplemental life insurance. Here are three: It may not be sufficient First, your employer may not offer enough life insurance to meet your needs. If your death would be a financial burden on your loved ones, experts often recommend...
Commercial Auto Insurance Can Save Your Company
Posted: May 20, 2015
Commercial Auto Insurance Can Save Your Company If you or your employees drive vehicles for business, using standard auto insurance instead of commercial auto insurance can put your business at risk. Here are some benefits of commercial auto insurance: Liability: Businesses run higher risks of being sued when commercial vehicles cause accidents leaving other parties injured. You should carry the highest liability limit you can...
What is Key Person Insurance?
Posted: April 23, 2015
Key Person Insurance Could Save Your Business Even in this era of teamwork, it's only realistic to acknowledge that some people contribute more to a business's success than others. If one of your employees were to leave your company, are you worried it might not recover from the loss? If so, this employee is considered a "key person," and there is insurance to deal with...