Driverless Cars & Insurance?
Posted: March 2, 2016
Driverless Cars and Insurance Issues... For those eager to try an autonomous vehicle, the future is now. Earlier this year, the Canadian province of Ontario announced it will take applications for driverless test car licenses, providing there is a licensed driver to take over if necessary. This raises a question: How will the insurance industry handle automated vehicle coverage? Underwriting: Currently, an insured's accident history,...
Home Security?
Posted: January 10, 2016
What You Need to Know about Home Security Did you know...? Over 1.7 million burglaries occurred in the U.S. in 2014. Burglar-proofing can prevent nine out of 10 break-ins. Insurance discounts of between 2 and 15 percent are typically available to homeowners who install security systems. With these facts in mind, it's small wonder many homeowners install systems to beef up their home security. It...
Avoid These Holiday Hazards
Posted: November 15, 2015
Avoid These Holiday Hazards & News You Can Use This holiday season you want festivities filled with fun, family, and fab food...not insurance claims. Unfortunately, with each holiday season comes the potential for disaster. As you celebrate this season, keep the following in mind. It may not help with in-law issues, but it will, at least, give you peace of mind. Cooking: According to the...
What is an Insurance "Floater"?
Posted: October 12, 2015
Do You Need a Policy to Insure Your Special 'Floater'? Are you a musician? Do you collect art? Is your jewelry of the diamond and pearl variety? If so, you might consider a floater policy to protect your prized electric guitar or great-grandmother's earrings. Often there are limits to your homeowners insurance policy that will make the coverage insufficient for these types of items. They...
Deciding Between Replacement Cost and ACV
Posted: September 18, 2015
Do You Need a Policy to Insure Your Special 'Floater'? Are you a musician? Do you collect art? Is your jewelry of the diamond and pearl variety? If so, you might consider a floater policy to protect your prized electric guitar or great-grandmother's earrings. Often there are limits to your homeowners insurance policy that will make the coverage insufficient for these types of items. They...