Avoid these 5 Mistakes when Buying Car Insurance
Posted: December 4, 2014
Ensure Your Special Items Receive Special Coverage Even though your homeowners insurance allows you to pick an amount of coverage for personal property - your personal belongings inside the home - you may be surprised that your policy includes limits on certain items; most are higher-end items, such as cameras, electronic equipment, guns, and jewelry. So, if you buy a policy with $50,000 in personal...
Car Repair Insurance or Extended Warranty?
Posted: November 20, 2014
Coverage Protects You Against Uninsured Drivers Have you ever looked at your insurance policy and wondered what these two lines mean? Uninsured/Underinsured Motorists Coverage Property Damage (UMPD/UIM-PD) Uninsured/Underinsured Motorists Coverage Bodily Injury (UMBI/UIM-BI) It's not as it seems - you're not paying for coverage for people who can't afford it, you're paying to protect yourself. UMBI pays for your injuries, and UMPD, for your...
The Five-Second Rules, and Liability Insurance Information
Posted: October 29, 2014
Eat and Enjoy: The Five-Second Rule Rules You're at the cafeteria about to take the last bite of your homemade chocolate chip muffin, but you drop it on the floor. Relax and enjoy: research out of UK-based Aston University supports the five-second rule, suggesting it may be okay for us to consume food that's been dropped on the floor, providing it goes from floor to...
Want Lower Premiums? Look to Your Own Insurance Agent
Posted: August 22, 2014
Want Lower Premiums? Look to Your Own Agent When searching for ways to lower insurance premiums, you don't have to look very far. By going over your policy and goals with your agent, you can find ways to save on your current policy. Here are three ways to get lower rates on your current policy. Cut extra fees Ask if you're paying extra for...
Your Credit Rating Can Affect Your Insurance Premiums
Posted: July 16, 2014
Your Credit Rating Can Affect Your Premiums What factors do you believe determine insurance rates? If your answer is: At-fault accidents, violations, where you live, property value, and what you drive, you're right. You'd also be right if you mentioned other factors such as age, experience, claims history, and prior insurance coverage. But here's one you may not have guessed: Your credit history. And this...
