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Tag: Health Insurance

Why Retweeting May Necessitate a Retwaction, and Healthcare Info

Time to Get Ready for Next Year's Healthcare Changes As 2014 approaches, the Affordable Care Act (ACA) will bring many changes not only for American citizens, but also for doctors and insurance companies. How it Impacts You If you already have health insurance, 2014 will proceed normally. If you don't purchase health insurance, you could incur a penalty. If you purchase health insurance through a...

Need Health Insurance? Here are Some Options

Seniors, the ACA and Medicare: For Most the News is Positive The Patient Protection and Affordable Care Act (ACA) affects every U.S. citizen, including seniors on Medicare. The changes it has brought and will bring are significant, but there remains a lot of confusion over the impact of the ACA on Medicare and seniors. The good news: Medicare benefits are not only secure, but the...

Don't Tempt Fate Waiting for the ACA to Cover You

Maximize Your Pension Using Life Insurance Life insurance is effective for more than the traditional use, which is to provide a cushion of liquidity for your loved ones when you're no longer around. Alternative life-insurance strategies can help achieve a number of goals, including replacing pension income. Consider the case of a couple who plan to live their retirement on one spouse's pension, not taking...

Some Universal Life Holders Face a Conundrum

Some Universal Life Holders Face a Conundrum Many holders of universal-life insurance bought their policies years ago, at a time when interest rates were high. Today, many of these policyholders will have to pay more or face cancellation, according to news reports. To understand why, you have to understand that we're talking about permanent life insurance. Unlike term life insurance, this insurance type doesn't limit...

Walkies in Colorado Can be Fun...for Fido and You, and Life Insurance Info

Assure Family Peace Using Life Insurance Traditionally, we think of life insurance as a way to ensure our loved ones are cared for after our death. But life insurance can also be used to solve a host of other financial headaches - and some of the most interesting uses can come when the house is paid off and the children are out on their own....