How Much Life Insurance Do You Need?
Posted: October 6, 2017
How to Calculate Your Life Insurance Needs It's hard to generalize when it comes to life insurance. What one family needs may differ drastically from what another family in similar circumstances requires. How can you know if you have enough? One way to determine how much life insurance you need is to peg it to 10 times your yearly income. This method, however, doesn't provide...
Life Insurance When You Are Older?
Posted: August 28, 2016
5 Reasons Why Retirees May Need Life Insurance If you're retired, your house is paid off, and your children are self-sufficient, is there any reason to continue carrying life insurance later in life? Perhaps not. Generally speaking, life insurance is intended to replace lost income if you die prematurely; if you're no longer working, there's no income to replace. But before you let your policy...
Need Health Insurance? Here are Some Options
Posted: August 4, 2013
Seniors, the ACA and Medicare: For Most the News is Positive The Patient Protection and Affordable Care Act (ACA) affects every U.S. citizen, including seniors on Medicare. The changes it has brought and will bring are significant, but there remains a lot of confusion over the impact of the ACA on Medicare and seniors. The good news: Medicare benefits are not only secure, but the...
March Life and Health Insurance News You Can Use: Are You Lying? The Nose Knows
Posted: March 6, 2013
Here's One Way to Insure Your Retirement An insured retirement is one that guarantees you income and protection during your golden years. But how do you achieve that? The U.S. is facing a potential retirement crisis as 79 million baby boomers enter or near retirement; in the future, this number is likely to increase. Retirement is expensive At the same time, retirement is becoming more...
