Purchasing an Annuity Can Affect Your Whole Portfolio
Posted: May 5, 2013
Inflation-Protected Annuities: There are Pros and Cons Annuities have been around for centuries: Reportedly, savvy investors in ancient Rome would make one-time payments to an "annua" contract and receive income payments once a year for the rest of their lives. Today, annuities have bells and whistles, but the concept is the same: You make a payment to an insurance company, either by lump sum or...
Business Insurance News You Can Use: Live Like a Superachiever and Love What You Do
Posted: April 3, 2013
Live Like a Superachiever and Love What You Do Success doesn't just happen. Those who make it to the top - whether they are star athletes, business titans or standouts in any other field of endeavor - set their sights on being successful and continually reach for the stars. These individuals have a number of common traits: Passion: Superachievers have unwavering faith in what they...
Annuities News You Can Use: 'Quest for Certainty' is Growing Annuity Sales
Posted: March 1, 2013
'Quest for Certainty' is Growing Annuity Sales The appeal of fixed income annuities is growing, according to the not-for-profit organization Insured Retirement Institute (IRI). Figures released recently by IRI indicate that fixed annuities set a new sales record in the third quarter of 2012. Sales of fixed income annuities increased to nearly $2.4 billion in the third quarter, up 3.8% from $2.3 billion in the...
Life and Health Insurance News You Can Use: The Ideal Valentine Date
Posted: February 3, 2013
Is it Time to Revisit Your Decision on Life Insurance? Chances are, if you have a comprehensive financial plan, you have considered life insurance. However, if you decided you don't need it, you may want to revisit that choice. Life insurance is a contract between an insurance policyholder and an insurance company. The policyholder pays a premium, either regularly or as a lump sum. In...
January News You Can Use: Resolution Woes in Colorado? Get Inspired Here
Posted: January 1, 2013
Change in Procedure Is Good News for Beneficiaries Nationwide Financial Services Inc. and several other major insurance companies, including MetLife, Prudential Financial and Manulife Financial's John Hancock division, committed to changing practices after an investigation established that many insurance policy beneficiaries did not receive the death benefits they were owed. And this will come as welcome news to individuals who have or are considering life...