What is a Life Insurance Ladder Strategy?
Posted: July 7, 2021
If you have family members you love, it is imperative that you protect them by putting a life insurance policy in place. A "ladder" strategy is a technique in which you purchase several term life insurance policies with a range of term periods rather than buying a single policy. Calculating the Financial Needs of Your Loved Ones The process starts with calculating your family's projected...
Term Life Insurance, Is It Right for You?
Posted: July 16, 2014
Term Life Insurance, Is It Right for You? Many of us think of life insurance as something that will last for the rest of our lives - but that's not always the case. So-called "whole" life insurance policies do stay in effect for your lifetime, providing you continue to pay the premiums. "Term" life insurance, on the other hand, provides coverage for a limited period...