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Tag: Term Life Insurance

What is a Life Insurance Ladder Strategy?

What is a Life Insurance Ladder Strategy?

If you have family members you love, it is imperative that you protect them by putting a life insurance policy in place. A "ladder" strategy is a technique in which you purchase several term life insurance policies with a range of term periods rather than buying a single policy.  Calculating the Financial Needs of Your Loved Ones  The process starts with calculating your family's projected...

Term Life Insurance, Is It Right for You?

Term Life Insurance, Is It Right for You? Many of us think of life insurance as something that will last for the rest of our lives - but that's not always the case. So-called "whole" life insurance policies do stay in effect for your lifetime, providing you continue to pay the premiums. "Term" life insurance, on the other hand, provides coverage for a limited period...