Beginner’s Guide To Workers’ Comp Insurance
Posted: October 19, 2020
If you are an employee who has been injured on the job, you are most likely eligible to collect workers’ compensation benefits. The following questions and answers provide some basic information about the workers’ comp claims process, and the benefits you may be entitled to receive. Our friendly agent is also happy to help. What Types of Injuries Are Covered By Workers’ Comp Workers’ compensation...
Does Workers’ Comp Cover Work-Related Accidents Outside The Workplace?
Posted: July 19, 2020
Most states in the U.S. require all employers to carry workers’ compensation insurance to cover employees in case of work-related injuries. What if a worker is injured in an accident that occurs at a location other than the job site or workplace? Generally, if the employee was acting in the course of his or her employment when the accident occurred, the incident will be covered...
Is It A Suit Or A Claim?
Posted: May 25, 2017
Is Separate Coverage Required for Suits vs. Claims? You've heard of employees filing a suit against their company. You've also heard of people making a claim against their employer to demand financial compensation. So what's the difference? Are these the same? Do you need separate insurance policies to cover claims and suits? Suit definition: A suit is a proceeding involving damages due to personal injury,...
What's Your Property Worth?
Posted: January 30, 2017
What's Your Property Worth? How do you establish this value for insurance purposes? Gut feelings aren't the answer. Following are three terms that are often used interchangeably - and incorrectly so. Understanding these different terms may help establish your property's value and identify the insurance coverage that's best for you. Market value is the estimated dollar amount your property would sell for today, including the land it's...
The Work Comp Audit?
Posted: August 15, 2016
How to NOT Fail a Workers' Comp Audit and Ace It Instead Audits are a necessary part of your workers' compensation policy. Your premium is only an estimate of what you owe and is based on the projected payroll for the coming year. Once the actual payroll is determined, your premium is adjusted; you either end up paying extra or you receive a partial refund...
