The Work Comp Audit?
Posted: August 15, 2016
How to NOT Fail a Workers' Comp Audit and Ace It Instead Audits are a necessary part of your workers' compensation policy. Your premium is only an estimate of what you owe and is based on the projected payroll for the coming year. Once the actual payroll is determined, your premium is adjusted; you either end up paying extra or you receive a partial refund...
What is Key Person Insurance?
Posted: April 23, 2015
Key Person Insurance Could Save Your Business Even in this era of teamwork, it's only realistic to acknowledge that some people contribute more to a business's success than others. If one of your employees were to leave your company, are you worried it might not recover from the loss? If so, this employee is considered a "key person," and there is insurance to deal with...
Who Needs Workers' Compensation Insurance?
Posted: March 25, 2015
'Do I Need Workers Compensation' And Other FAQs If you're considering starting a business, it's important to have a comprehensive insurance package to protect your investment. Workers' compensation is a type of insurance that provides protection not only for employees, but for the employer as well. Here are some frequently asked questions (FAQs) about workers' compensation: Do I have to purchase workers' compensation? It depends...
Workers' Comp Protects Companies and Employees
Posted: April 15, 2014
Workers Comp Protects Companies and Employees Whether you own a large or small business, workers compensation insurance is a must. All states require it, this important policy protects your employees and your business. Workers compensation insurance protects you from being sued. If an employee is injured on the job, that employee can sue you for injuries developed as a result of the accident. With workers compensation, an injured employee...
November News You Can Use (Cut-Rate Insurance Can Actually Cost You More)
Posted: November 9, 2012
Cut-Rate Insurance Can Actually Cost You More If you're like the rest of us, you frequently receive solicitations and ads from cut-rate insurance companies promising to save you money on your auto or homeowners insurance. And, like most of us, you are being very careful with your money and looking at all your expenses in the hopes of cutting costs. However, buying cut-rate insurance may...